Cardano Staking Rewards Simulator
Shelley reward equation, projected epoch-by-epoch over 1–10 years (reserve depletion modelled). Defaults are live mainnet values at epoch 638; every variable is editable. Both delegator and SPO views.
| Year | Reward (ADA) | Cumulative (ADA) | Yield % | Cumulative (USD) |
|---|---|---|---|---|
| 1 | ₳195 | ₳195 | 1.95% | $31 |
| 2 | ₳170 | ₳365 | 1.70% | $58 |
| 3 | ₳148 | ₳513 | 1.48% | $82 |
| 4 | ₳129 | ₳642 | 1.29% | $102 |
| 5 | ₳112 | ₳754 | 1.12% | $120 |
| 6 | ₳98 | ₳853 | 0.98% | $136 |
| 7 | ₳86 | ₳938 | 0.86% | $149 |
| 8 | ₳75 | ₳1,013 | 0.75% | $161 |
| 9 | ₳65 | ₳1,079 | 0.65% | $172 |
| 10 | ₳57 | ₳1,136 | 0.57% | $181 |
Method: per-epoch Shelley pool reward f = (R/(1+a0))·(σ' + s'·a0·((σ'−s'·(z0−σ')/z0)/z0)), with R = (reserves·ρ·η + fees)·(1−τ), z0 = 1/k, σ = poolStake/circulating, s = pledge/circulating, circulating = maxSupply − reserves. Reserves deplete each epoch (undistributed rewards return), so the yield naturally declines year over year. Real on-chain results vary with actual block performance, exact pledge/stake, and parameter changes. Backtested on-chain (epochs 565→638): model annual ROA matched realized ROA within ~1% (e.g. epoch 600: model 2.36% vs actual 2.36%); the reserve-depletion model predicted epoch-638 reserves within 0.2%. Defaults: epoch 638.